Planning Your Financial Future

10/27/98


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Table of Contents

Planning Your Financial Future

Americans Recognize the Importance of Life Insurance

Factors Influencing Life Insurance Decisions

Reasons People Purchase Life Insurance

Cash for Immediate Needs

Readjustment Funds

Replacement Income

Special Situations

How Much Life Insurance Do You Need?

How Much Life Insurance Do You Need?

Working Through Your Life Insurance Needs

Worksheet

Working Through Your Life Insurance Needs

Worksheet

Working Through Your Life Insurance Needs

PPT Slide

Working Through Your Life Insurance Needs

Working Through Your Life Insurance Needs

PPT Slide

Working Through Your Life Insurance Needs

PPT Slide

PPT Slide

Working Through Your Life Insurance Needs

PPT Slide

Working Through Your Life Insurance Needs

PPT Slide

Life Insurance Needs Change Over Time

Changing Life Insurance Needs

Changing Life Insurance Needs

Changing Life Insurance Needs

Types of Life Insurance Policies

Term Insurance

Level Term

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Decreasing Term

Decreasing Term

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Renewable Feature Available With Term Insurance

Convertible Feature Available With Term Insurance

Deposit Term Insurance

Deposit Term Insurance

Whole-Life Insurance

Straight Life Insurance

Limited-Payment Whole-Life Insurance

Limited-Payment Whole-Life Insurance

Borrowing From a Whole-Life Policy

Borrowing From a Whole-Life Policy

Universal Life Insurance

Options Available With Universal Life Insurance

Options Available With Universal Life Insurance

Other Life Insurance Options

Group Life Insurance

Group Life Insurance

Variable Life Insurance

Variable Life Insurance

Credit Life Insurance

Credit Life Insurance

Which Type if Right for You?

Criticisms of Whole-Life

Industry Arguments for Whole-Life

Industry Arguments for Whole-Life

The Life Insurance Contract

PPT Slide

The Life Insurance Contract

PPT Slide

The Life Insurance Contract

The Life Insurance Contract

The Life Insurance Contract

The Life Insurance Contract

The Life Insurance Contract

The Life Insurance Contract

The Life Insurance Contract

The Life Insurance Contract

Buying Life Insurance

Buying Life Insurance

How to Compare Insurance Costs

Different Methods of Comparing Costs

Premium per $1000 of Coverage

Net Cost Method

Interest-Adjusted Cost Index Method

Interest-Adjusted Cost Index Method

Choosing the Right Company and Agent

Choosing the Right Company and Agent

Author: Debby Kailer