Breadcrumb
Foreign Travel Insurance Program (FTIP)
Once your international travel is approved, SPF will arrange travel insurance for you prior to departure.
All SPF-funded international travelers are required by the Chancellor’s Office to have travel insurance coverage. SPF provides this through CSURMA’s Foreign Travel Insurance Program. This program covers all employees and students of the CSU and its auxiliary organizations like SPF when traveling outside of the United States and Puerto Rico on University or Auxiliary business. The FTIP coverage includes, but is not limited to, general liability, medical and emergency evacuation as well as repatriation under the risk of war. This insurance coverage has been designed specifically for the CSU to meet the unique needs of University and Research international travel.
FTIP does not cover auto liability, so anyone renting a vehicle during international travel is required to obtain the auto liability coverage available through the rental company (see Auto Insurance section below for more).
SPF travelers will submit their International Travel Authorization Form, which contains the information required for SPF to request FTIP coverage for the duration of their travel. If additional information is required, SPF will reach out to the requestor for more information. If you are travelling with multiple people or a group, all individual travelers must have travel insurance coverage. Once insurance coverage is bound, SPF will notify the traveler(s) that coverage has been bound and provide a copy of the “Travel Assist Card.” We are available to help if travel plans change, such as shifting departure or return dates, adding new destinations or activities that may impact coverage needs, or as a resource should you have any questions while traveling. Contact risk-management@humboldt.edu if you have any questions about this process.
Be sure to review the following information related to International Travel:
Frequently Asked Questions
A full summary coverage is available here. Some highlights of coverage include general liability, medical benefits for injury and illness, including emergency medical treatment and evacuation, and some very limited reimbursement of non-refundable covered expenses for trip cancellation, interruption, and delays. Please note these cancellation, interruption, and delay benefits are only available in very narrow/specific instances due to stringent causes described in the coverage summary such as an immediate family member death or severe injury/illness which requires your care. These benefits will not cover non-refundable costs for things like change in schedule, research delays, etc. If you have any questions about coverage, please reach out to risk-management@humboldt.edu for assistance.
The CSU’s FTIP coverage does not typically cover the following types of costs:
- Cancellation for any reason
- Reimbursement for delayed, lost, stolen, or damaged baggage
- Trip cancellation, interruption, or delay - FTIP offers very limited benefits for narrow Covered Expenses for very strict/limited reasons only. Review the coverage summary for more information.
- Injuries while participating in sports, off-roading activities, more extreme activities such as diving, mountain climbing, surfing, etc. or injuries occurring while you are legally intoxicated
If allowed by your funding source, you may wish to purchase additional trip insurance through other sources that may offer more comprehensive trip coverage outside of the CSU plan. Please note that this would be supplemental and additional to the CSU FTIP, which is required for all university or SPF travel. Please reach out to risk-management@humboldt.edu with any questions.
The cost of international travel insurance through the FTIP depends on a combination of the duration of your trip and the location(s). The following typical rates are subject to change at any time, and do not include the premium supplemental costs which apply to High Hazard areas:
# of Days (includes travel dates) | Per Participant / Per Trip (Estimated) |
1 - 15 | $60 |
16 - 31 | $80 |
32 - 90 | $145 |
91 - 180 | $275 |
181 - 270 | $335 |
271 - 364 | $520 |
365+ |
Yes, the foreign travel insurance policy allows a maximum 14 days of personal travel to be included in/covered by this policy. If additional personal days are part of your trip, they will not be covered by this insurance.
Yes, employees may elect to extend this insurance coverage at the employee’s expense to the following family members:
- Employee spouse / partner
- Employee children*
*The policy will also cover adult children, if:
- Unmarried child, from the moment of birth to age 19 - 25
- If a full-time student, who is chiefly dependent on the parent for support.
If children are past the age limit, they can still be covered on the following conditions:
1) the child is handicapped,
2) is not capable of self-support and
3) depends mainly on the parents for support and maintenance.
No coverage is extended to employee parents or any students’ family members.
When traveling internationally, it is recommended that travelers use car services, or equivalent, or public transportation when practical and safe. Travelers who rent vehicles internationally for University or Auxiliary business should check with the U.S. Embassy and the rental company for specific auto liability requirements for that country and purchase auto liability coverage through the rental company. SPF’s auto liability coverage may not extend internationally, and if it does, it is typically provided only as excess insurance. Travelers should also purchase auto physical damage coverage for rental vehicles.
Please note that there is no auto liability coverage through FTIP or for international rentals under the CSU’s Enterprise Rental contract.