background 0background 1background 2background 3


Voluntary Benefits Programs

Employees have the option to enroll in several types of voluntary, employee paid insurance and benefit plans. 

Accidental Death and Dismemberment (AD&D)

  • Accidental death & dismemberment plan, offered by The Standard, pays a benefit to the employee or his/her selected beneficiary in the event of death due to an accident or dismemberment at a benefit level selected by the employee.
  • Offered to all regular benefits eligible CSU employees. Coverage for eligible dependents available at an additional cost.
  • Eligible employees can enroll at any time during the year and will not be subject to Evidence of Insurability.

For more information go to:

Auto and Home Insurance

  • Auto and Home insurance is offered to all CSU employees, excluding Rehired Annuitants and Students, at a discounted rate through California Casualty. Coverage for eligible dependents available at an additional cost.
  • Participants in the plan are provided with a free identity theft benefit known as ID Defense.
  • All policies are written for a 12-month period.

For more information or to apply:

Contact Christy Forward at (530) 736-6039 or

Group Critical Illness Plan

*Please note that this plan will no longer be effective as of January 1, 2020.  There will be a special enrollment period for Accident Insurance through The Standard in early 2020 - more information coming soon!

  • Group critical illness plan, offered by Aflac, provides a lump-sum payment to cover out-of-pocket medical expenses and costs associated with life-changes following the diagnosis of a covered critical illness.
  • Offered to all CSU employees, excluding Rehired Annuitants, Special Consultants, Hourly Intermittent employees and Students. Coverage is available for eligible dependents.
  • Employee must be covered under a comprehensive health insurance plan or Health Maintenance Organization (HMO).

For more information or to apply, contact Aflac at 1-877-801-7931 or go to:

  • Aflac Website

    To file a claim or for customer service call 1-800-433-3036

CalPERS Long Term Care Plan

  • Long-term care plans cover certain services provided in a setting other than an acute care unit of a hospital, such as a nursing home, residential care facility, adult day care center or in the home, according to the plan selected.
  • A person requires long-term care when he or she needs help with two or more of the six Activities of Daily Living (ADLs): bathing, dressing, toileting, transferring (moving in and out of a bed, chair or wheelchair), eating or continence.
  • Three plans to choose from: (a) comprehensive, (b) facilities only, and (c) partnership.
  • Offered to all CalPERS employees, spouses, parents, parents-in-law and siblings (age 18 and older).
  • Entirely employee-paid.
  • CalPERS Long Term Care Website

Voluntary Long Term Disability (LTD)

  • Voluntary Long Term Disability plan, offered by The Standard, provides loss of income protection (up to 60%) due to a qualified disability.
  • All benefits eligible employees who are not eligible for the CSU-paid LTD plan may apply.
  • Two plans are offered, one with a 30-day and one with a 90-day waiting period.

For more information go to:

MetLaw® Legal Plan

  • MetLaw® plan, offered by MetLife, covers representation for many personal legal services for employees and their eligible dependents.
  • Offered to CSU employees, excluding Rehired Annuitants, Special Consultants, Hourly Intermittent employees and Students. Eligible dependents are covered at no additional cost.
  • Members are required to remain in the plan for a full benefit plan year.
  • Covered legal services performed by a Network attorney are fully paid for by the plan. Out-of-Network attorney fees for covered services are reimbursed based on a set fee schedule.

For more information or to apply, contact MetLife customer service at 1-800-438-6388 or go to:

CAL-ORE Life Flight Program

Cal-Ore Life Flight provides ground and air transportation to individuals in need of emergency medical attention. Headquartered in Brookings, Oregon, Cal-Ore offers 24/7 Advanced Life Support transport to destinations throughout Oregon, California and bordering states. 

Cost is $79/year, which includes coverage for the whole household.

  • CAL-ORE Membership Application

    A Cal-Ore Life Flight membership ensures the patient will have no out-of-pocket flight expenses if flown by the Company or another AirMedCare Network participating provider

  • CAL-ORE Flyer

    CAL-ORE Life Flight and AMCN Fly-U-Home


  • ScholarShare is a state-sponsored, tax-advantaged 529 college savings plan that’s helping families and individuals plan for the cost of higher education.
  •  Money you withdraw to pay for qualified higher education expenses is also free from state and federal income tax. 
  • You can use the funds for a lot more than just tuition — including required fees, certain room and board costs, books, supplies, as well as computers and related technology costs such as Internet access fees and printers. Additional equipment required for attendance may also qualify. Funds can be used at most accredited colleges and universities in the United States — even certain colleges abroad.
  • No employer contribution.
  •  Available to all CSU employees

For more information or to enroll online visit ScholarShare

Pet Insurance

  • Pet Insurance offered through Nationwide is available to all CSU employees (except Rehired Annuitants and FERP participants). Plans can be purchased with or without additional wellness coverage for dogs, cats, birds, reptiles and certain exotic animals.
  • There is no network, so employees can select the veterinarian of their choice, with eligible bills being covered at 90% (op to $7,500 per year).
  • Cost is based on the type of animal, visit to get a quote.
  • Nationwide Pet Insurance Flyer

Gym Membership Discounts

The Club For Fitness and HealthSport offer Cal Poly Humboldt employees membership at discounted rate. Please contact the facilities directly for more information